Our preferred payment method is by bank transfer. We can provide our bank details (including IBAN and SWIFT codes) by email.
Bank transfers within the UK are instant and free if you use phone or internet banking, so this is an excellent option for all concerned.
For clients outside the UK, bank instructions can be made through your bank, but there are an increasing number of specialist FX banking options available on the internet which are worth investigating for their speed and reduced cost (relative to traditional bank transfers). A flat-rate fee of £12 applies (covering UK bank charges).
We also accept card payment details by phone. For UK customers, normal debit cards are preferable to credit cards (if it makes no difference to you) as Guruve incurs lower fees from our card merchant. Much higher fees are charged (to us) on premium debit cards and all credit cards, so if you have the option to use a standard debit card we’d greatly appreciate it.
We accept most major debit and credit cards (not AMEX or Diner’s Club).
If you are outside the UK, we bill your card the amount in UK Pounds, and you will be billed in your local currency using an exchange rate applied by your card company. Some small surcharges may apply on overseas cards payments, reflecting charges levied in the UK – if this is the case, we will make it clear before you purchase.
PayPal is also an option, but a 3.5% fee will be added to the transaction to cover the charges PayPal levy on Guruve. For this payment method, ask us to send you an invoice through PayPal for you to settle.
If you are seeing us in person, we do also accept cash (of course!).
We also accept payment by cheque, although this is a very slow way of doing things. If you want to pay using this method, let us know when you confirm your purchase and we will provide you with our postal address. Please make cheques out to ‘Guruve Limited’.
For clients with limited cashflow, we are happy to set up an instalment payment programme. This is individually tailored to the buyer’s circumstances, with payment amounts and term of instalments agreed in advance. Regular statements are sent so both parties can keep track of the situation. Please contact us to discuss if this option is for you.
Please note that an artwork remains the property of Guruve Ltd until payment is made in full, and an artwork will only be shipped/delivered once full payment has been made.